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Amrit Nidhi

The bank have introduced the New Term Deposit Scheme as AMRIT NIDHI for 400 days on MONTHLY / QUARTERLY & CUMULATIVE INTEREST PAYOUT basis up 30/09/2023.

Scheme details as follows 


Period / Tenor

400 Days

Minimum Amount

Rs. 100000/- & in multiple Rs. 10000/-

Maximum Amount

Rs. 200.00 lakhs

Maturity Amount

Credited to respective A/C

Loan Facility


Interest on Loan

1% over & above Interest Rate

Interest Payment Mode

Monthly / Quarterly / Cumulative

Withdrawal / Maturity

Pre-matured withdrawal allowed. [Penalty 1%]


As per Income Tax Rules

Scheme open till

Up to 30/09/2023

Rate of Interest for the General Public 7.10% p.a

Additional Interest rate i.e 0.50 % for Senior Citizens & Co-Operative Housing Societies.