Purpose

Business requirements/personal expenses like Education/Marriage/Medical / Repairs and Renovation or for any other personal purposes.

Loan Amount

Up to 25.00 Lakh – 12.50%

Above  25.00 lakh – 10.00% to 13.50% as Credit Rating

Maximum Loan

3 times of last annual gross income or maximum up to 70% of the market value of securities.

Tenure

Upto 120 months.

Processing fees

1% + GST.

Prepayment Penalty

2% on the outstanding loan amount if the loan account is closed before due date or taken over by other Bank/Financial Institutions.