Overdraft (OD)/Loan facilities for account holders availed against property kept as collateral
- Equitable/Registered Mortgage of immovable properties such as Land & Building, Gala, Shop, Showroom, Office, Godown, Residential Flats etc.
- Title clearance and search report are to obtained from our bank’s approved advocate and valuation report from Bank’s approved valuer.
Documents Required :
- 3 years ITR with one year Bank Statement / 3 months salary slip with Form 16 and one year Bank statement.
- Satisfactory CIBIL Report
- Copy of Property Documents with Originals (Chain of Agreement)
- 2 Guarantors with 3 years ITR with one year Bank Statement / 3 months salary slip with Form 16 and one year Bank statement.
- Complete KYC documents of Applicant and Guarantors
1% of the Loan amount/Renewals+ Service Tax