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Vidya Educational Loan

Our bank offers students an opportunity to fulfill their dreams and pursue a course of study of their choice with comprehensive education loan products. Education loans can be availed with preferential interest rates for financing admissions in premier institutions in India and abroad with doorstep service for borrowers.

LimitUpto Rs. 10.00 Lakhs within the country.                                                                 Above Rs. 10.00 Lakhs for studies in abroad

Rate of Interest

10.50% – Female Students                                                                                             11.00% – Male Students     (*If interest is served in the course period/moratorium period then a 1% concession in the Rate of Interest is applicable)


Min 25% of course fee
TenureMax 60 to 120 months on EMI basis.
SecurityIn case if the loan amount is more than Rs. 1.00 Lac following collateral securities equivalent to the loan amount: a) LIC Policies duly assigned. b) Tangible securities such as NSC,RBI bonds etc. c) Term deposits. d)Mortgage of immovable properties.

Processing Fees